At First Realty / Pryor & Associates, we are more interested in overall credit and payment patterns than particular credit scores.
Do you :
- pay on time or do you have a history of late payments?
- have collections, judgements or other public records?
- have an over abundance of credit lines and monthly payments that draw down your income?
If you have credit blemishes are they:
- recent?
- ongoing?
- or something that is more than 5 years old?
