What Credit Score Do I Need?

At First Realty / Pryor & Associates, we are more interested in overall credit and payment patterns than particular credit scores.

Credit History

Do you :

  • pay on time or do you have a history of late payments?
  • have collections, judgements or other public records?
  • have an over abundance of credit lines and monthly payments that draw down your income?

If you have credit blemishes are they:

  • recent?
  • ongoing?
  • or something┬áthat is more than 5 years old?